What are the Differences between a Cashier’s Check and a Certified Check?
You may be wondering what is the safest way to handle a situation where you are selling or buying something of substantial value and the only way to pay or be paid is by check. For example, you might be buying or selling furniture through Craigslist, or buying or selling a car to someone you…
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What does available balance versus current balance actually mean?
Do you ever wonder why your account balance online shows an amount different than what you think it should be, or you see different balances as “actual” and “available”? Simply stated, your “available balance” is the amount of money in your account to which you have immediate access. Your available balance will be different from…
The Importance of Your Credit Score
Did you know that your credit score helps determine a great deal more than your qualifications for a loan and the interest rate you pay? For example, insurance companies may use credit scores to set premiums for auto and homeowner’s coverage. And, when you rent an apartment, landlords may use your credit score to decide…